Non-Dilutive Capital for Retail Businesses
One application. 125+ lenders compete to fund you. Keep 100% of your equity.
Estimate My Funding
No commitments, no fees.
Trusted by India's Fastest-Growing Companies
Why debt works for retail businesses
Retail's sharp seasonal working-capital swings are far too expensive to fund with equity.
Retail is a working-capital business with sharp seasonal swings between stocking up and selling through.
Working capital and inventory lines fund peak stock and new stores, repaid around your seasonal cash flows.
Recur Club matches retailers with predictable sell-through across 125+ lenders, fast and without collateral-heavy delays.
Seasonal working-capital swings
You stock up ahead of peak periods and recover cash only as you sell through.
Stock and expand flexibly
Working capital and inventory lines fund peak stock and new stores, flexing around seasons.
One application, 125+ lenders
Get matched to the right instrument with indicative terms in 48 hours.
Backed by 125+ lending partners
One application. Access to India's leading banks, NBFCs, and funds.
What you can fund
Stock, staff, and expand every season.
Inventory & Stocking
Build stock ahead of festive peaks without locking up your own cash.
New Store Expansion
Fund fit-outs, deposits, and launch costs against the sales they'll generate.
Seasonal Working Capital
Cover the cash dip between buying stock and selling through.
Marketing & Promotions
Fund campaigns and festive promotions that drive footfall and basket size.
Omnichannel & E-commerce
Finance online, quick-commerce, and marketplaces alongside your stores.
Supplier Payments
Pay vendors upfront for better pricing while financing the gap.
Estimate your funding range
Move the slider and pick your goal to see an indicative funding range.
Are you eligible?
Best-fit products for your business
The financing structures our team most often matches to companies in this sector.
Debt Products Available
Recur Club matches you with the right instrument from 125+ lending partners.
Frequently Asked Questions
Stock up for peak season without diluting equity
Get an indicative offer in 48 hours — no commitments, no fees, no dilution.